Why are young people targeted by online scams, how can you spot the warning signs and what should you do if you are caught? A practical guide to cybercrime prevention in Benin and West Africa.
Online scams are a serious concern for young people in Africa. A fake job offer, a romance that turns into a request for money, an “investment” that promises to double your savings in a week: each of these traps is designed to look like an opportunity. This guide explains why young people are targeted, how to recognise the warning signs, what to do if you are caught in a scam, and how families, institutions and NGOs such as Jeunesse Consciente du Bénin (JCB) can work together on cybercrime prevention in Benin and across West Africa.
Why are young people targeted by online scammers?
Young people are active online, at ease with mobile payments and often under pressure to earn an income quickly. Scammers exploit this in several ways:
- Urgent need for income. Fake recruitment, “work from home” tasks and paid training programmes promise quick results.
- Social media influence. Displays of sudden wealth make fast success look normal and make suspicious offers look credible.
- Trust in friends’ accounts. A hacked profile can send convincing messages to contacts who trust the owner.
- Limited awareness. Many young people have never been taught how scams are built, so each new trap looks new.
The “easy money” culture and why it is dangerous
Behind many online scams lies a wider mindset: the belief that wealth should come quickly, with little effort and few questions. We call it the culture of easy money. It fuels not only fraud but also online betting and other forms of gambling, and it can push young people into becoming perpetrators as well as victims.
Changing this mindset is part of JCB’s work. Our campaign against cybercrime, gambling and the culture of easy gain promotes honest work, skills, entrepreneurship and respect for the law as lasting routes to success. We discussed these issues with students at the University of Parakou in May 2026.

Warning signs of an online scam
- You are asked to pay a fee, deposit or “registration” before receiving a job, prize or loan.
- The offer promises guaranteed or unrealistic returns.
- You are pressured to act immediately or told to keep the deal secret.
- The sender refuses video calls or meetings, or their story keeps changing.
- You are asked for one-time codes, PINs or passwords, which no genuine service will ever request.
- The link or account looks almost like an official one, with small spelling differences.
- Payment is requested by unusual means such as gift cards, crypto transfers or a personal mobile money number.
What to do if you have been targeted
- Stop all contact and do not send any more money.
- Keep the evidence: screenshots, phone numbers, usernames, payment receipts.
- Secure your accounts: change your passwords, turn on two-step verification and contact your mobile money operator or bank without delay.
- Report the account to the platform and to the competent authorities, such as the police cybercrime services.
- Talk to someone you trust. Shame keeps victims silent, and silence helps scammers continue.
Cybercrime prevention in Benin: a shared responsibility
Prevention works best when everyone plays a part. Families can talk openly about online risks. Schools and universities can teach digital literacy. Institutions can investigate and sanction. Civil society can bring these actors together and speak the language of young people.
JCB follows this approach. Since our creation in November 2025 we have held audiences with the Public Prosecutor at the Court of First Instance of Parakou (23 December 2025) and with the Departmental Director of the Republican Police of Borgou (11 April 2026), organised an awareness session for students at the University of Parakou (17 May 2026) and held an institutional meeting with the National Digital Investigations Center, CNIN (29 May 2026).

Practical tips for parents, teachers and community leaders
- Talk regularly with young people about what they do online, without judgment.
- Teach one golden rule: never share codes, PINs or passwords with anyone.
- Encourage young people to ask a trusted person before they pay for anything online.
- Celebrate honest work and local success stories to counter the myth of overnight wealth.
- Know where to report: platforms, the police and your mobile money operator.
How you can help
You can invite JCB to run an awareness session in your school, university or association through our contact page. Institutions, companies and foundations can become partners, and individuals can volunteer or donate to help us reach more young people with our online and offline campaigns. Learn more about our cybercrime prevention project.
Frequently asked questions
Are online scams only a problem for young people?
No. Anyone can be targeted. Young people are often exposed because they spend more time online and are looking for jobs, income and opportunities, which scammers use as bait.
Is it safe to pay for a training or a job application online?
Be very cautious. Check the organisation’s official contact details, look for independent information about it and never pay a fee to receive a salary, a loan or a prize. When in doubt, ask someone you trust before paying.
Can an NGO help scam victims?
An NGO can listen, guide you towards the right authorities and run awareness campaigns so that fewer people fall into the same trap. Investigating and sanctioning fraud remains the job of the competent authorities.
Related articles
- What Is Digital Citizenship? A Guide for Young People in Africa
- Why Civic Education Matters for African Youth
- Youth Entrepreneurship in Benin: Challenges and Opportunities
- JCB and AYLI Explore an Online English and Public Speaking Programme for Young People in Benin
- JCB and Counting Forward Explore a Financial Education Initiative to Help Young People Avoid the Easy-Money Trap
